Paycle

1. Overview

TezStudio ("the Studio") respects user privacy in Paycle ("the App") and handles personal data in accordance with applicable laws including South Korea's Personal Information Protection Act.

The App does not require sign-in. All subscription data you enter stays on your device only and is never transmitted to our servers or any external cloud.

2. What We Do Not Collect

• Identifiable personal information such as name or email — not collected
• User accounts — none
• Service names, prices, billing schedules entered by the user — stored on device only

3. User-Entered Data (stored locally)

• Subscription names, categories, billing cycles, prices, next billing dates
• Currency setting, notification preferences, category configuration
• Stored only in the device's AsyncStorage and never transmitted externally.

4. Automatically Collected Data

4-1. Anonymized usage statistics (Firebase Analytics)

For app improvement, anonymized usage events (e.g., screen visits, feature usage) may be sent to Firebase Analytics. This data does not identify you personally and does not include your subscription details.

4-2. Advertising identifiers (Google AdMob)

• This app shows Google AdMob ads. Google AdMob processes an advertising identifier (IDFA/AAID), device information and your IP address; none of it is linked to you personally.
• This app does not ask for iOS tracking permission (App Tracking Transparency).
• In the European Economic Area, the United Kingdom and Switzerland, Google's consent form appears the first time you open the app. If you decline, you will see non-personalised ads — ads cannot be turned off. You can change your choice at any time in Settings > Ad privacy settings (shown in those regions only).
• Anything you type in, such as subscription names and memos, stays on your device and is never sent for advertising or analytics.

5. Notifications

Push notification permission is requested for billing reminders (3 days before, 1 day before, on the day). Reminders are scheduled and delivered locally on your device — content is not sent to any external server.

6. Third Parties and Sub-Processors

We do not share data with third parties except for the following sub-processors:

• Google LLC — Firebase Analytics (anonymized statistics), Google AdMob (ads)

The App does not transmit user-entered data to any external AI service (OpenAI, etc.) or backend server.

7. Retention and Deletion

• All user-entered data is removed when the App is uninstalled.
• iCloud / Google Drive backups follow the respective service's policy.

8. User Rights

Because no sign-in is required, you can edit or delete all data directly in the App without filing any data deletion request. Further inquiries: supports@tez.kr

9. Children's Privacy

The App is not directed to children under 14.

10. Policy Changes

We will provide advance notice via the App or this page before any material change to this policy.

11. Contact

For privacy inquiries, contact supports@tez.kr.